SWP - Systematic Withdrawal Plan

Reliable Income with Financial Flexibility

A Systematic Withdrawal Plan (SWP) is a strategic investment option that allows you to withdraw a fixed amount or percentage from your mutual fund investments at regular intervals. At The Grow Smart, we help you utilize SWP to ensure a steady income stream while keeping your investments intact for future growth.

SWP - Systematic Withdrawal Plan

Invest in a Mutual Fund

Start by investing a lump sum in a mutual fund scheme, typically in debt or balanced funds.

Choose a Withdrawal Amount

Start by investing a lump sum in a mutual fund scheme, typically in debt or balanced funds.

Regular Payouts

Withdrawals occur at your chosen frequency (monthly, quarterly, etc.) while the remaining investment continues to grow.

SWP vs. Other Income Options

Feature

  • Flexibility
  • Tax Efficiency
  • Principal Growth
  • Liquidity

SWP

  • High
  • High
  • Yes
  • High

Fixed Deposit

  • Limited
  • Moderate
  • No
  • Low

Annuity Plans

  • None
  • Low
  • No
  • Very Low