Smart Strategy for Balanced Investing
A Systematic Transfer Plan (STP) is an investment strategy that allows you to transfer a fixed amount or a specific percentage from one mutual fund to another periodically. It’s a smart way to optimize your returns and minimize risk by systematically shifting your investments. At The Grow Smart, we offer tailored STP solutions to help you strike the perfect balance between equity and debt investments, aligning with your financial goals.
Benefits of Systematic Transfer Plan (STP)
Smoothens market volatility by spreading out investments over a period of time. Avoids the risk of investing a lump sum during market peaks.
Your money earns steady returns in a debt fund while gradually moving into equity for long-term growth.Combines the safety of debt with the high return potential of equity.
Ideal for achieving medium- and long-term financial goals like buying a home, funding education, or building a retirement corpus.
Minimizes tax liabilities as capital gains from debt funds are taxed at lower rates compared to equity funds. Offers better post-tax returns compared to a direct lump-sum investment.
Choose your transfer frequency (daily, weekly, monthly) based on your needs. Customize the amount or percentage to be transferred regularly.
mutual funds
SIP
SWP
nps
insurance
Fixed Income